About SMARTS
Between the register and everything digital.
SMARTS is the integration layer that connects a retailer's point of sale to every digital service running through it — gift cards, electronic products, parcels, promotions, payments, and loyalty. One POS connection. No additional hardware. No separate terminals.
Founded in 2017 in Croatia and purpose-built for high-frequency European convenience retail. Today, SMARTS orchestrates over €200+ million in annual transaction volume across 2,000+ active stores in Switzerland, Germany, and Luxembourg — with zero reconciliation errors.
2,000+
Active Stores
CH · DE · LU
€200M+
Annual Volume
Transaction value
70+
Brands
Connected services
0
Errors
Reconciliation errors
Product Modules
Four modules. One integration.
Add capabilities without re-certifying the register.
SMARTS Gateway
Digital products and multi-carrier parcel logistics through a single screen. Apple gift cards, Google Play, paysafecard, prepaid top-ups — alongside carriers like UPS, DHL, DPD, and others.
SMARTS Boost
Real-time promotion engine. Manufacturer-funded offers matched to the basket, with store-specific pricing, at the moment of decision.
SMARTS Tender
Closed-loop gift cards and restricted payment instruments. Activation, redemption, and balance management — auto-reconciled, no separate terminal required.
SMARTS Loyalty
Points, stamps, tiers, and store-wide promotions through a single integration. Flexible enough to fit how each retailer runs their program.
Proven at scale
Millions of transactions processed annually with capacity for 2,000+ concurrent operations. 70+ connected brands spanning carriers, digital product publishers, payment providers, and FMCG manufacturers.
Our largest deployment powers Valora (FEMSA Proximity Europe) — k kiosk, avec, Tamoil, and BP in Switzerland, and Cigo in Germany. All modules integrate into leading POS systems including GK Software CLOUD4RETAIL, SIQMA POS (Schenk), and TC POS.
The team
A lean team with deep domain expertise in POS orchestration, logistics middleware, and automated reconciliation. Engineering precision meets retail operations knowledge — powering Europe's highest-traffic convenience networks.
Get in touch
SMARTS D.O.O. · Zagreb, Croatia · Founded 2017